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Personal Car Loans
Reliable Specialists

Our Interest Rate Range

We strive to obtain the personal loan you need to buy your car with an interest rate that suits your needs and financial goals.

Whether you are looking for a new or used car, our specialists keep in mind that the lowest interest rate is important but are also mindful that matching you to the right financier is even more important to achieve your desired outcome. Our team can check your credit score before applying to determine who the best lender is for your car loan.

When you use our services, you can be sure that we carefully consider the interest rate, loan term, and other key aspects to obtain the perfect financing for your long-awaited purchase.

Get in touch
Home » Car Finance Perth » Personal car loans

Personal Car Loans
Reliable Specialists

Our Interest Rate Range

We strive to obtain the personal loan you need to buy your car with an interest rate that suits your needs and financial goals.

Whether you are looking for a new or used car, our specialists keep in mind that the lowest interest rate is important but are also mindful that matching you to the right financier is even more important to achieve your desired outcome. Our team can check your credit score before applying to determine who the best lender is for your car loan.

When you use our services, you can be sure that we carefully consider the interest rate, loan term, and other key aspects to obtain the perfect financing for your long-awaited purchase.

Get in touch

Why Choose Our Personal Loans

Do you think that a personal loan without monthly fees and with low early exit costs is what you need to buy the vehicle of your dreams? Do you prefer extended loan terms with the flexibility to make extra repayments to finish the loan early? In any scenario, we’ve got you covered!

Our team of car loan specialists is ready to help you analyse the options on the market to find one that completely suits what you are looking for. Furthermore, our finance solutions come with multiple advantages.

Benefits You Can Enjoy

When you choose one of our personal loan options to buy your vehicle, these are some of the benefits you can leverage:

  • Full financing (100%)
  • Fixed interest rates
  • Flexible loan terms from one to seven years
  • Dealer, auction, and private sales
  • Multiple packages tailored to your needs
  • Finance solutions even if you’re credit impaired

Multiple Types of Cars Covered

Also, At Wested Finance, we go the extra mile to find the right loan regardless of the car you hope to buy. Our team can find the right solution to help you buy the following:

  • New cars
  • Used vehicles
  • Luxury cars
  • Classic or vintage cars
  • Special-purpose cars
  • Business purpose vehicles

Our Car Loan Calculator

Do you want to estimate your car loan repayments? You can do it right now just by using our calculator! You only have to enter some data, such as the amount you expect to get, the approximate term in years, and interest rates!

Apply Now

If you want to get started, you must book an appointment. Here are the steps to begin the process:

Fill Out the Form

If you think our personal loan solutions can help you buy that vehicle that caught your attention the last time you visited a car dealership, don’t hesitate to contact us!

Fill out the contact form below, and we’ll reach out to you as soon as possible to get started!

 

Frequently Asked Questions

Some lenders offer personal loans with personalised interest rates to those who want to buy vehicles. In these cases, it’s based on your credit score.

Therefore, it is essential to have the help of professional brokers who can take into account essential aspects, such as the interest rate, comparison rate, and loan term offered by the lender or financial institution.

A personal loan for car financing is an agreement between you and the lender, so both parties must define the conditions. However, the most common are fixed interest rates, terms of up to seven years, flexible repayment frequency, and no fees for early payout or additional repayments. However, this may vary depending on the option and lender you choose.

The requirements you must meet to obtain a car loan depend on the financier’s lending criteria. However, things that are often required are:

  • Proof of identity
  • Proof of income
  • Credit history
  • Resident status
  • Spending habits, including general Living expenses
  • Deposit, if applicable

Do you need a new set of wheels and are looking for financing? You have two options available: unsecured loans and secured loans. Both terms refer to the two main types of personal loans you can find on the market.

A secured loan allows the lender to protect themselves in case the borrower does not have enough money for the repayments. When you choose this option, the financier asks you to give an asset, such as the vehicle you are buying.

In other words, if you cannot pay your personal loan, the lender can take possession of the goods offered as security.

When you choose an unsecured personal loan, you do not need security to obtain funds. Therefore, the lender bases their risk on your individual credit score and overall credit profile.

In car finance, unsecured personal loans can be a good option for older vehicles or private sales.

Yes, of course! Westend Finance’s team of experts is eager to help you find a personal loan that allows you to buy your dream car. We consider all the details, including interest rate p.a, comparison rate, and loan type.

While finding the lowest interest rate is important it should also be considered that your application may not meet the lenders criteria who is offering the lowest rate! Applying for the lowest interest without understanding that lenders credit criteria can affect your credit score. Engage a specialist to ensure your application is matched with the right lender to suit your application while also considering the interest rate. This can maximise approval from the outset.

The comparison rate was designed to help you know the real costs behind a loan since it considers most fees and charges you must pay in addition to the interest rate.

As long as you meet the lending criteria, offer an asset as security, and have a solid credit history or source of income, your chances of obtaining the financing you need are high.

However, remember that we can also find solutions if you have impaired credit or don’t want to offer your car as security.

Yes, of course! We can help you find the perfect personal loan to buy your car, whether you work with a dealer, a private seller, or an auction house!

Our brokers go the extra mile to find a personal loan that suits your needs and goals. Therefore, if you are looking for financing for a car without monthly fees, do not forget to tell us! We pay attention to the comparison rate and other key aspects to make sure there are no hidden charges.

Although it depends on the financier, most lenders and institutions require the borrower to pay a comprehensive insurance policy to settle the financing to buy a car.

Yes, of course! Our brokers can help you finance any type of car, including modern ones that allow you to take care of the environment! A Green Car Loan can often provide additional interest rate discounts! Call us today to see if the car your buying qualifies for a green car loan.

Some Of Our Lenders

Customer Reviews

Benjamin Tatulli
Benjamin Tatulli
08/08/2023
Would highly recommend! Ben was great to deal with, very helpful, thorough and personable. A great experience, Thanks!
Thomas Allan
Thomas Allan
17/07/2023
Highly recommend and will used Westend Finance again. Ben helped us get finance over the line quickly within a tight timeframe and communicated clearly with us through the whole process.
Rebecca Scott
Rebecca Scott
01/07/2023
Ben at Westend Finance is amazing, so professional and proficient. He has helped us with our finances many times and we trust him 100%. Highly recommend ⭐️⭐️⭐️⭐️⭐️⭐️
Titus C.
Titus C.
29/06/2023
Ben service is super excellent and fast. This man knows his job.
Steve Tonkovich
Steve Tonkovich
16/06/2023
Ben from Westend Finance was super fast, professional and had everything organised for us. Full of knowledge and happy to help answer any questions we had. Nice to know there are still professionals out there willing to actually get the job done ???? Would highly recommend to anybody needing finance. Thanks so much Ben ????????
Dhani Bowes
Dhani Bowes
01/06/2023
This has been the best service I have had in a long time easy quick and simple highly recommend, will be using Ben again and again thankyou for your service
Brianna Barrow
Brianna Barrow
07/05/2023
As a first home buyer Ben made the process very straight forward and helped me every step of the way with any questions I had. I Highly recommend Westend Finance to anyone in need of a great broker.
Brent Patroni
Brent Patroni
21/02/2023
We have used Ben for car and home finance, after dealing with many brokers, we have found Ben to be open and transparent, he has literally saved us thousands of dollars! We recommend Ben to all of our friends and family.
Jared Stewart
Jared Stewart
11/12/2022
Ben provided a great service with exceptional customer service and great communication witch made the process very easy and straight forward.. I would recommend to anyone.
Chris Wade
Chris Wade
30/11/2022
Ben was absolutely awesome to deal with professional in every sense of the word would recommend his services highly .

Contact Westend Finance Today

(08) 6406 2490 / info@westendfinance.com.au