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Home Loans
Perth Brokers At Your Service

Do you want to buy a new house or invest in a property but you’re not sure how much deposit you need? Have you already obtained a home loan but want to refinance for a better deal? We can lend you a hand!
At Westend Finance, we offer various options for those looking for home loans to purchase the beautiful house they have always dreamed of.
Our team is ready to help those who want to review their current mortgage or if you’re wanting to grow your property portfolio and are in the market for an investment property, we can help with an investment loan.
From flexible options to competitive interest rates, we strive to find a loan that fits your financial goals and needs.

Get in touch
Home » Home Loans

Home Loans
Perth Brokers At Your Service

Do you want to buy a new house or invest in a property but you’re not sure how much deposit you need? Have you already obtained a home loan but want to refinance for a better deal? We can lend you a hand!
At Westend Finance, we offer various options for those looking for home loans to purchase the beautiful house they have always dreamed of.
Our team is ready to help those who want to review their current mortgage or if you’re wanting to grow your property portfolio and are in the market for an investment property, we can help with an investment loan.
From flexible options to competitive interest rates, we strive to find a loan that fits your financial goals and needs.

Get in touch

First Home Buyers

If this is your first time buying a home, you probably feel a bit anxious and stressed, right? Don’t worry! We’re here to answer any questions you have and guide you through the process from applying for finance to making sure your loan settles without any fuss.

Our experienced brokers can help you through every phase of the home finance journey, from determining how much deposit is required to helping you define how much you can borrow.

Our experienced team can handle all the paperwork, eligibility checks, and discussions with lenders while you focus on enjoying your new accomplishment!

Whether you’re looking for flexible mortgage repayments or prefer fixed-rate loans, we have options available to suit anyone’s requirements and objectives.

Buying Your Next Home

Are you planning to update or renovate your property? Do you think buying your next home is a better option? Our team can help you with your next move.

As soon as you contact us, a home loan specialist will do everything possible to find the perfect option for you.

Renovating a house can be challenged by a tight budget. However, if that’s part of your life plans, you can count on us!

Our brokers will guide you through the path to getting the home loan you need to afford your dream renovation.

Investing in Property

When it comes to building wealth for the future property investment is one of the best tools!

However, getting the right financing cannot be left out of the equation. An investment property loan can give you the funds you need to add a house to your portfolio.

More and more people are looking for financing to buy an investment property, but it isn’t something you should take lightly.

If you want to make sure that an investment property loan fits into your long-term financial strategy, you should get in contact today.

Home Loan Refinance

Since the mortgage market is constantly changing, the loan you originally acquired may no longer be for you. In these cases, home loan refinancing is the best solution.

Our brokers can do a loan health check to see if it’s still right for you and meets your current financial needs.

We Can Lend You a Hand

Whether you want to buy an investment property or refinance a home loan, we can be your best allies!

Our brokers can walk you through every step of the process, from applying for financing to lodging your first homeowner’s grant application.

Furthermore, at Westend Finance, we truly care about our clients and strive to build strong client-business relationships.

Therefore, you can be sure that we will be ready to answer all the questions you may have along the way, even after you get your loan.

Book Appointment

Our home loan specialists are ready to help! If you need financing advice, you only have to book an appointment!

Feel free to schedule a virtual appointment to talk to us from wherever you are, be it your home or workplace. We can help you get closer to your financial goals!

Make an Inquiry

Do you need more information about our home loan services? Our brokers will contact you to clarify all the doubts you may have. Find the answers to all your questions here!

 

Payment Calculator

If you want to estimate the amount you must pay for your home loan, use our intuitive calculator to determine your principal and interest repayments!

Frequently Asked Questions

If you want to choose the right home loan, you should consider a few factors, including the features you are looking for and how much you can afford to borrow.

Remember that all home loans are different. Therefore, choosing the right one depends on your personal circumstances and how you plan to use the financing.

Fortunately, we can help you get started. If you contact us, one of our specialists can give you the advice you need to determine which is the best option, analyse comparison rates to find out the overall cost of a loan beyond the interest rate, and more!

When you apply for home loans with us, our lenders calculate your borrowing power, meaning they determine how much you can borrow based on your monthly income and expenses.

Banks and lenders consider how much money you have left after your regular monthly expenses, including food, utilities, insurance, and rates.

The more money you have left over after covering all those expenses, the higher the amount the lender can give you for your home loan.

If you want to get the cheapest home loan, you only have to contact us!

Our brokers have extensive knowledge and experience to help you compare home loans until you find an option that suits your needs.

In order to spot the best alternatives, we research and analyse the products on the market that you can qualify for.

If you are making principal and interest repayments part of the monthly or fortnightly payment reduces your principal balance on the loan (this is the amount you originally borrowed) and a portion of the payment also goes towards interest, which the Bank charge to borrow the money.

An interest only home loan means you only repay the monthly interest charged on the outstanding loan balance, thus there will be no reduction to the principal loan amount. Often interest only terms are set between 1-5 years with some Banks offering longer interest only terms. This type of loan payment can work well for property investors.

After the interest-only period ends, the loan automatically switches to a principal and interest payments to help you pay off the debt.

Home loans can come with variable or fixed interest rates. When the rate is variable, it can change at any time. Generally, it’s adjusted based on external market factors.

However, when the interest rates are fixed, they remain unchanged during a fixed rate period, meaning your repayments will remain the same during the fixed period, this can help with budgeting and payment certainty.

Variable and fixed interest rates offer different features. Some of the most common are redraw facilities and offset accounts.

The time it can take for home loans to be approved depends on the Bank you choose to deal with, and what it is your actually borrowing the money for.

However, on average, a home loan application takes about a week for approval once all supporting paperwork is received and the application has been lodged.

Lender’s Mortgage Insurance is a premium paid by the borrower to protect the Bank you are borrowing money from. The premium amount is added to the loan and interest is charged on the premium as well.

Not all home loans require Lender’s Mortgage Insurance. However, you’ll likely have to pay it if you borrow more than 80% of a property value.

Yes, different factors can influence the final cost of your home loan, including redraw fees or early payment fees and cost savings or fee waivers. Therefore, it’s essential to consider the comparison rate!

There are many different schemes available to assist first home buyers to make a start on the property ladder. With any government scheme there is normally an extensive list of criteria which must be met to qualify so we recommend you get in contact to discuss what you’re wanting to achieve and if you qualify for any schemes or guarantees.

A “comparison rate” is another key term related to home loans. It has been designed to define the actual cost of a financing option based not only on the interest rate but on multiple aspects.

To calculate the comparison rate, you must consider the amount you receive, the loan term, the interest rate, fees and charges, and repayment frequency.

A low interest rate does not mean that the loan is cheap. Actually, two loans can have the same interest rate and not be the same.

Fortunately, the comparison rate can reveal whether one option costs more than the other.

Sometimes, comparison rates are higher because of higher costs and charges. In other cases, a loan with a high interest rate may have low fees and charges, meaning it also has a lower final cost.

That’s why paying attention to the comparison rate is essential when shopping around for home finance!

Some Of Our Lenders

Customer Reviews

Benjamin Tatulli
Benjamin Tatulli
08/08/2023
Would highly recommend! Ben was great to deal with, very helpful, thorough and personable. A great experience, Thanks!
Thomas Allan
Thomas Allan
17/07/2023
Highly recommend and will used Westend Finance again. Ben helped us get finance over the line quickly within a tight timeframe and communicated clearly with us through the whole process.
Rebecca Scott
Rebecca Scott
01/07/2023
Ben at Westend Finance is amazing, so professional and proficient. He has helped us with our finances many times and we trust him 100%. Highly recommend ⭐️⭐️⭐️⭐️⭐️⭐️
Titus C.
Titus C.
29/06/2023
Ben service is super excellent and fast. This man knows his job.
Steve Tonkovich
Steve Tonkovich
16/06/2023
Ben from Westend Finance was super fast, professional and had everything organised for us. Full of knowledge and happy to help answer any questions we had. Nice to know there are still professionals out there willing to actually get the job done ???? Would highly recommend to anybody needing finance. Thanks so much Ben ????????
Dhani Bowes
Dhani Bowes
01/06/2023
This has been the best service I have had in a long time easy quick and simple highly recommend, will be using Ben again and again thankyou for your service
Brianna Barrow
Brianna Barrow
07/05/2023
As a first home buyer Ben made the process very straight forward and helped me every step of the way with any questions I had. I Highly recommend Westend Finance to anyone in need of a great broker.
Brent Patroni
Brent Patroni
21/02/2023
We have used Ben for car and home finance, after dealing with many brokers, we have found Ben to be open and transparent, he has literally saved us thousands of dollars! We recommend Ben to all of our friends and family.
Jared Stewart
Jared Stewart
11/12/2022
Ben provided a great service with exceptional customer service and great communication witch made the process very easy and straight forward.. I would recommend to anyone.
Chris Wade
Chris Wade
30/11/2022
Ben was absolutely awesome to deal with professional in every sense of the word would recommend his services highly .

Contact Westend Finance Today

(08) 6406 2490 / info@westendfinance.com.au