First Home Buyer Loans Perth
Get the right loan the first time around
As a first home buyer, you’re probably feeling a little stressed out. Why wouldn’t you? It’s one of the biggest investments you’ll ever make. An experienced broker will help you through the entire process, one step at a time. So that you can focus on celebrating this milestone.
First Home Owners Grant
Along with getting help every step of the way from a broker, to make sure you get a loan suited to you and your circumstances, as a first home buyer there’s some financial assistance for you as well.
But with so much on your plate already, getting on top of the paperwork to receive the grant is just another job to add to your overwhelming to-do list. Let me take care of your First Home Owners Grant (FHOG) eligibility check and all the paperwork, at no extra cost. It’s a win-win!
Getting a first home buyer loan
As with any credit, the criteria you’ll need to qualify differs from lender to lender. But, here are a few things commonly required by banks if they’re going to consider your application:
- Employment history
- Deposit amount
- Savings history
- Living expenses
- Financial stability
- Existing liabilities and loan commitments
- Credit history
- Value of the property being purchased
Not quite there yet?
What if you don’t have a huge deposit saved? There are many options available, from low deposit home loans to family pledge/guarantor loans, and that’s why it’s important to speak to an experienced broker instead of just trusting your bank. I can help you with many options available on the market today you may not be aware of, and advise on whether you should (or shouldn’t) consider any of them.
What’s more, is that the banks only have a handful of loan products available at any given time. As an independently owned and operated broker, I have access to all the options out there for first home buyers. And since I’m working for you, not the banks, you know I’ll be looking for a loan that meets your needs, not the banks.
The easiest way to get first home buyer loans Perth
Finding your first home is stressful enough without having to worry about trying to find and compare different banks’ loan products or having to apply for your First Home Owners Grant. I take the stress out of buying your first home so that you know exactly what to expect and just enjoy the process.