Personal Loans Perth
Apply Today – Fast Approval
Westend Finance
Getting a personal loan is immensely convenient since you can buy what you need when you need it and slowly pay the money back with a loan repayment to suit your budget. Personal loans can be a perfect option for most large purchases given the process is quick and often there are no fees to payout the loan early.
We’re expert brokers, so we’re ready to help people who need a personal loan. Our company is committed to working with you to find the perfect loan for your budget and requirements!
Personal Loans Perth
Apply Today – Fast Approval
Westend Finance
Getting a personal loan is immensely convenient since you can buy what you need when you need it and slowly pay the money back with a loan repayment to suit your budget. Personal loans can be a perfect option for most large purchases given the process is quick and often there are no fees to payout the loan early.
We’re expert brokers, so we’re ready to help people who need a personal loan. Our company is committed to working with you to find the perfect loan for your budget and requirements!
Personal Loans in Perth
Many people are interested in personal loans so they can buy an older car, finance their next holiday, complete a home renovation, or even consolidate higher interest debts into one easy to manage loan. Our team of brokers based in Perth specialise in arranging personal loans for all types of purposes and needs.
Getting a personal loan requires you to fulfil different criteria. You need to prove you’re able to afford the repayments and the lender will want to check your credit history. Furthermore, you must provide the necessary documents to support the loan in order for the lender to consider your application for approval. Don’t worry we’re there every step of the way and can guide you through the process until approval is offered.
Experts Ready to Help You
Personal loans don’t have to be confusing, but they can be, especially if you’re young and you’ve never had finance before. Therefore, relying on experts that understand the lenders policies is highly important.
Personal Loan Rate Comparisons
Comparing different personal loan options is necessary if you want to find the option that best suits your needs now and into the future.
There are many alternatives in Perth. Start with Westend Finance and we will make the comparisons for you, so you’re informed and can make a decision with confidence.
Affordable and Flexible Loans
Everyone wants to work towards being debt free, but this can take time. You might already have multiple loans or credit cards that are a burden and having so many accounts can be hard to manage. A personal loan can be used to merge your debts into one loan account which helps with budgeting and overall account management, this is known as debt consolidation. It’s not uncommon that our broker team can even source a better interest rate as well, saving you even more money!
Getting flexible and affordable Perth personal loans means you need an excellent credit history as well as the financial means to repay the loan. This is all assessed upfront by Westend Finance to ensure you have a high chance of getting approved.
Financial institutions will examine your personal circumstances before saying ‘yes’ to a loan application. If you want to get the best interest rate and achieve your goals, working with experts to get the right loan is an important step.
Understanding Your Personal Loan
There are many things to consider when applying for a personal loan, such as interest rate, loan terms, early repayment fees, comparison rates, etc.
Comprehending what each of these terms means is crucial if you want your process to be smooth. The good thing is that by working with us, you won’t have to worry – we can answer any questions.
Secured Loans and Unsecured Loans
A ‘secured’ loan is a loan that offers the lender an asset they can use as security for the money they are lending, like a car for example. Often the security offered is the asset being purchased or an existing asset you already own. In most cases you can often get a cheaper interest rate when applying for a secured personal loan as secured loans are lower risk for a lender.
Unsecured loans are as the name suggests, there is no security offered for the money you are borrowing. The lender solely assesses their risk on your credit score. Depending on your requirements and objectives an unsecured loan maybe more suited for you. It really depends on the intended purpose of the loan.
Whatever it is you are wanting to achieve we are confident we have a loan product that can meet your needs. Our team are available to discuss what the best loan option is for you today.
Lower Interest Rates
Personal loan rates are determined by the purpose of funds, your individual credit score, loan terms, and your application criteria.
At Westend Finance we have partnered with the best in the business. We can give you access to lenders that can offer the lowest interest rates on the market! We are very confident the interest rates we can offer will be cheaper than your own Bank, and we even urge you to compare.
What’s even better about our personal loan interest rates is they are fixed. When you draw down on the loan your repayments won’t change for the life of the loan. This gives you a lot of confidence when it comes to budgeting and managing your outgoings.
Feature Packed Personal Loans Perth
- Fixed Rates
- Loan amounts from as low as $5,000
- Flexible loan terms between 1-7 years
- Secured and unsecured loan options
- Low interest rates
- No on-going monthly fees
- Extra repayments without penalty
- And more!
What We’ll Do for You
Our job as brokers is to help you understand the process of getting a personal loan. We also guide you through the process and identify some of the best loan products for you.
A Tailored Approach
Although we work with numerous clients who want a personal loan, our approach is completely personalised.
What’s essential for us is that when we help you, we listen to your needs and provide you with the best alternatives to suit.
The Best Options
When getting a personal loan there are hundreds of options to consider and choose from. We narrow down this pool of lenders and loan products to help you understand which loan will be most suited to you. We will complete the research and give you a report for the lenders we are recommending so you can be involved in the loan selection process.
Brutal Honesty
Our pre-assessment process is very fast and efficient, we will review your application and complete all credit checks before we formally make an application to the finance company. If we determine that your application isn’t within the lender’s appetite today, then we will help you understand what needs to be done to improve your chances of applying and getting approved in future. Our process ensures your credit file is protected and no unnecessary credit enquiries are made.
Calculator
ur calculator is a handy tool for you to explore estimated loan repayments. This will help you determine how much you can borrow to comfortably meet your budget.
Frequently Asked Questions
You can use your personal loan to pay for or buy numerous things. Normally any worthwhile purpose that makes sense is acceptable to the lender.
Some of the most common reasons to get a personal loan include, car purchase, other vehicle purchase, home improvements, home contents and furnishings, travel, medical expenses, education and most worthwhile purposes. Talk to us about what the money is needed for, and we can tell you if it is acceptable.
Keep in mind that if you want to acquire a vehicle, getting a car loan could be a better alternative.
The amount of money you can get varies depending on different factors. You could obtain more if your financial history is clear.
Normally for an unsecured personal loan you can borrow between $5,000 and $50,000. Any further borrowings above $50,000 will normally require additional security.
t is ultimately your decision. Normally if security is given you may get offered a discounted interest rate. Remember if you would like to borrow more than $50,000 then security is most likely required, but this does depend on the lender.
Some Of Our Lenders
Customer Reviews
